Real estate credit of HSBC bank (Vietnam) Ltd, current problems and solutions

Abstract

This paper intends to analyze and evaluate real estate credit operation by highlighting aspects

of mortgage sector in HSBC Vietnam. The uniqueness of the chosen bank is HSBC’s mortgage activities directly relate to real estate market and its financial development. In addition, HSBC is a mutinational bank that presents various facets of property credit operation for a large number of countries. The demand for housing mortgage is just increasing over recent ten years according with the change of real estate market. This development inevitably adds much impact on the bank in its asset-debt management.