Investigating the impact of income structure on competitiveness and profitability - Evidence from listed commercial banks in southeast Asia

Abstract

Using data from annual report of listed commercial banks in Southeast Asia during the period of 2011 and 2014, this study examines the effect of income structure on profitability and competitiveness. The quantitative method was applied and data collection from annual report of listed commercial banks was conducted. This data was done using descriptive statistics and regression analysis. As the result, after running regression analysis and testing research model, the study indicates income structure of listed commercial banks in Southeast Asia has a negative relationship with profitability and competitiveness, and it can be included that the monitoring role of income structure do not effective in listed commercial banks in Southeast Asia in improving their profitability and competitiveness. In conclusion, there are a number of obstacles within doing research listed commercial banks in Southeast Asia caused by lack of time, deeper knowledge and further experiences in this field. Some conclusions were still made in order to help the managers to have the clearer picture of overall effect of income structure on profitability and competitiveness.