Recommendations to improve credit risk management at Agribank

Abstract

This study’s content is to give the clear picture of how Agribank, a state- owned commercial bank, operates credit activities and manages credit risk. Since then, the main purpose of the study results in figuring out the limitations of their credit risk management and recommending several alternatives to improve credit risk management at Agribank. Furthermore, my study uses quantitative combining with qualitative approach and description method to fulfill the study’s purposes. Data for analysis is collected from both primary and secondary sources. The main findings and analysis reveal that Agribank still has certain limitations in managing credit risk so it needs improvements in order to minimize risks and achieve higher credit quality for now and in the future.