| dc.description.abstract | This paper aimed at assessing the macroeconomic and bank-specific determinants for non-performing loans in commercial banks in Vietnam. The research uses a quantitative approach. The data is used in the form of panel data from the financial statements of Commercial Banks in Vietnam as many as 25 banks 2011-2015. Factors examined its effect on the NPL is a measure of economic growth (GDP), inflation rate (CPI), loan growth rate (LGR), bank size (SIZE), bank’s profitability (ROA), and bank’s capital structure (ETA). After test for best-fit model, estimation model used is the Random Effects Model (REM) with the analytical technique used is multiple regression. Variables that significantly affect the non-performing loans ratio is economic growth, inflation rate, loan growth rate, bank’s profitability, and bank’s capital structure. While the variable size of the bank has no significant effect on the level of NPL. | en_US |
