| dc.description.abstract | This paper aims to determine the components have affection on bank’s financial performance quality through three main aspects: return on average assets (ROAA), return on average equity (ROAE) and net interest margin (NIM). The linear regression method applied to the panel data approach provides the final conclusion are macroeconomic- elements, although present correlation with profitability, are still not comprehensive and clear. In contrast, bank-specific and industry-factors show a close relationship with dependent variables, especially bank size, capital adequacy ratio, credit risk, operating costs and concentration ratio. This study uses practical observation-based assessments to make comments on the current situation of Vietnam's banking industry, thus providing constructive advices for the industry's development process.
Key words: financial performance, bank’s profitability, determinants, Vietnamese banking sector | en_US |
