| dc.description.abstract | This thesis bases on the data from 29 commercial banks in Vietnam in period of 7 years from 2011 to 2018, the research aims to determinate what factors impact on capital adequacy ratio by using multiple regression model for panel data. The conclusion is that with Robust Driscoll – Kraay model, return on equity (ROE), Cost to income ratio (CIR) and Log inflation rate (LnCPI) have negative influenced on CAR. In contrast, other factors such as loan to deposit ratio (LTD), return on asset (ROA) and Log interest rate (LnIR) are positively relationship with CAR. As the consequence, this study gives some suggestions for the investors have notably insight about the management of capital in banks as well as recommend some solutions to improve to profitability of commercial banks in Vietnam. | en_US |
