| dc.description.abstract | The complex relationship among Fintech, financial inclusion, and income inequality was
discovered in this paper. There are 48 sampling countries and the variables were collected
for four time points: 2011, 2014, 2017 and 2021. The primary aim of this is to achieve three
fundamental goals: (1) Assess the impact of Fintech on the level of accessibility individuals
have to financial services; (2) Investigate the relationship between the level of accessibility
individuals have to financial services and the disparity in income levels; (3) Analyse
whether the level of accessibility individuals have to financial services acts as a mechanism
through which Fintech influences income inequality. The study aims to comprehensively
comprehend the effects of the advent of Fintech solutions on the accessibility and use of
financial services, utilising panel data analysis. The objective is to analyse the intricate
relationship between financial inclusion and income inequality to comprehend how
increased availability of financial resources can potentially alleviate disparities in income.
The research employs a comprehensive dataset acquired from reputable databases such as
the SWIID, Findex, and World Development Indicators. This research delves into the
variations of financial inclusion and income inequality across Asian countries by analyzing
data categorized by income levels. The anticipated findings aim to significantly advance
our understanding of the interconnectedness between Fintech, financial inclusion, and
economic inequality within the Asian context. Furthermore, the study seeks to evaluate the
impact of Fintech on income inequality across various income groups and assess the role
of financial inclusion in mitigating it. Ultimately, the research seeks to provide valuable
insights for policymakers, scholars,and financial professional | en_US |
