| dc.description.abstract | The impact of bank-specific and macroeconomic factors on the profitability of
commercial banks in Vietnam is investigated in this study. The data was acquired
from ten commercial banks' quarterly financial statements from 2015 to 2019. The
study used the ordinary least square regression model to examine the data.
According to the empirical data, capital adequacy, asset management, GDP, and the
real interest rate are all positively correlated with profitability. Profitability, on the
other hand, is adversely correlated with bank size and inflation rate. Only capital
adequacy and liquidity, on the other hand, have a considerable impact on the
profitability of commercial banks. It can be observed that in Vietnam, commercial
bank profitability is mostly influenced by bank-specific variables, with
macroeconomic variables having only a little impact throughout the time period
investigated. As a result, competent management of the aspects that lead to
profitability is vital for commercial bank management in Vietnam to produce
remarkable outcomes. | en_US |
