| dc.description.abstract | This study investigates the factors determining the net interest margins of 33
Vietnamese commercial banks during the period 2008-2011. Based on the literature
reviews, market power, managerial risk aversion, interest rate risk, credit risk,
management quality and implied payment are the independent variables in the
model. Fixed effects model will be chosen to run regression of panel data. The
empirical analysis points out that managerial risk aversion, credit risk, management
quality and implied payment are statistically significant in explaining bank’s net
interest margins. Among four significant variables said above, only management
quality has negative relationship with net interest margins. Additional, there is no
evidence to conclude that both market power and interest rate risk are significant to
net interest margins.
Keywords: net interest margins, Vietnamese commercial banks. | en_US |
